Your home
Whether you are buying a home or reviewing a policy you already have, start with the property and how you use it. We help you consider available options and the details that deserve a closer look.
A request does not bind coverage or change a policy.
Renovations, a new roof or a change in use can make an older policy summary an incomplete picture of your home.
Share the home’s features, improvements and current limits. Where appropriate, a reconstruction-cost report can inform the building-limit review. An estimate does not guarantee adequate limits or a particular claim payment.
Review deductibles, property limits and the treatment of concerns such as roof losses or wind and hail under the actual policy. Do not assume every cause of loss is covered; ask about exclusions and any separately available options.
Tell us about renovations, a move or changes in how the property is used. A request to discuss a change does not alter your policy; wait for confirmation of any effective change.
Before you request
Yes. A homeowners request does not require moving auto or other policies. You may also ask us to review how household policies fit together.
Do not assume they are. Ask how your actual policy treats these causes of loss and whether separate coverage may be available for your circumstances.
